Commission guides
Real estate commission rates by state
The average real estate commission in the US is 5.70%, but rates vary by state and have shifted since the NAR settlement in August 2024. Our state-by-state guides break down exactly what you'll pay, what changed, and how to negotiate.
What the NAR settlement changed
In August 2024, the National Association of Realtors settlement took effect, changing how real estate commissions work nationwide. The two biggest changes:
- Buyer agent commission is no longer listed on the MLS. Sellers can still offer to pay it, but the amount isn't publicly advertised. This has made rates more negotiable.
- Buyers must sign a representation agreement. Before touring any home, buyers now sign a written agreement with their agent that spells out exactly what the agent will be paid.
The result? Average commission rates have declined modestly in most states, buyer agent rates are more variable, and consumers have more leverage to negotiate than ever before.
Commission rates by state
Select a state to see detailed commission breakdowns, city-level data, negotiation tips, and an interactive calculator.
| State | Listing | Buyer | Total rate | On median |
|---|---|---|---|---|
| Alabama | 2.96% | 3% | 5.96% | $16,748 |
| Arizona | 2.9% | 2.92% | 5.82% | $26,481 |
| Colorado | 2.98% | 2.73% | 5.71% | $33,232 |
| Florida | 2.75% | 2.82% | 5.57% | $22,948 |
| Georgia | 2.8% | 2.86% | 5.66% | $20,716 |
| Idaho | 2.98% | 2.73% | 5.71% | $27,694 |
| North Carolina | 2.8% | 2.73% | 5.53% | $20,350 |
| South Carolina | 2.91% | 2.97% | 5.88% | $22,403 |
| Tennessee | 2.95% | 3.1% | 6.05% | $22,990 |
| Texas | 2.93% | 2.95% | 5.88% | $19,874 |
| Virginia | 2.75% | 2.75% | 5.5% | $24,420 |
| National average | 2.90% | 2.80% | 5.70% | $23,655 |
Rates are averages based on 2024–2025 transaction data. National median home price: $415,000. Source: Clever Real Estate agent survey, February 2026.
Alabama
5.96% avg · 2 cities
Arizona
5.82% avg · 3 cities
Colorado
5.71% avg · 2 cities
Florida
5.57% avg · 6 cities
Georgia
5.66% avg · 3 cities
Idaho
5.71% avg · 1 cities
North Carolina
5.53% avg · 7 cities
South Carolina
5.88% avg · 4 cities
Tennessee
6.05% avg · 6 cities
Texas
5.88% avg · 5 cities
Virginia
5.5% avg · 2 cities
Calculate your commission
Enter your home price to see exactly what you'd pay in agent commissions. Compare buyer vs seller costs and see how referral platform fees affect your agent.
Open Commission CalculatorRelated resources
Commission Statistics 2026
All 50 states, industry benchmarks, and consumer behavior data.
Commission Calculator
Interactive tool to estimate your exact costs as a buyer or seller.
NAR Settlement Explained
How the 2024 settlement changed commissions for buyers and sellers.
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